Free failed-payment email templates.

The exact recovery and retention templates MRRdue ships in product, rendered with sample values. Copy them, swap the details, send from your own address. No signup required.

Failed-payment recovery

Friendly reminder

Subject: A quick heads-up about your payment

Hi Alex,

I noticed your recent $49.00 payment didn't go through (card declined). No worries at all — these things happen, and it's usually a quick fix.

Here's a secure link to update your payment details — it only takes a minute:
https://invoice.stripe.com/i/…

Once that's done we'll take care of the rest automatically. If anything's unclear, just reply to this email — a real person reads every one.

Thanks so much,
Your SaaS

Priority save

Subject: Let's keep your subscription running

Hi Alex,

Your $49.00 payment is still pending (card declined), and I wanted to reach out personally so nothing gets interrupted on your end.

Here's a secure link to update your payment details — it only takes a minute:
https://invoice.stripe.com/i/…

If something doesn't look right, or you're not sure what changed, just reply here and we'll help you figure it out.

Thanks so much,
Your SaaS

Authentication needed

Subject: One quick confirmation for your payment

Hi Alex,

Your bank needs a quick confirmation before your $49.00 payment can go through — it's a routine security step and usually takes under a minute.

Here's a secure link to update your payment details — it only takes a minute:
https://invoice.stripe.com/i/…

Thanks for taking care of it. Reply anytime if you run into any trouble.

Thanks so much,
Your SaaS

Retention risk (pre-churn)

For customers showing churn signals (scheduled cancellations, repeated failures, unpaid invoices) before the account is lost.

Retention check-in

Subject: Quick check-in on your subscription

Hi Alex,

We wanted to reach out because cancellation scheduled at period end.

Your current plan is $49.00/month. Reach out before the current period ends.

If you have questions, reply to this email.

Thanks,
Your SaaS

Retention save

Subject: Can we help before your subscription changes?

Hi Alex,

We noticed cancellation scheduled at period end and want to make sure everything still works for you.

Reach out before the current period ends.

Reply here if you want help reviewing your plan or billing.

Thanks,
Your SaaS

How to use these well

  • Send from your own address. A recovery email from the founder's real inbox consistently outperforms billing-system senders.
  • Always include the Stripe-hosted invoice link when one exists; it lets the customer pay and update their card in one step, with no login.
  • Match the template to the decline reason: authentication requests need calm instructions, expired cards need speed, insufficient funds needs Stripe's retry to go first.
  • One follow-up after 3–4 days is worth sending; more than two total usually isn't.

Per-decline-code playbooks (when to wait for Stripe's retry, when to send) live in the recovery guides.

Bookmark this for later

Get a link to this page emailed to you, so you don't have to hunt it down next time a payment fails.

MRRdue fills these in for every failed payment automatically.

Connect read-only billing access and every case in your queue gets the right template pre-filled with the customer's name, amount, decline reason, and payment link, plus mailto/Gmail one-click sending.